Beware of the giant killer - credit card
House (RM500)
Car Loan (RM500)
Food on the table (RM450)
Petrol (RM250)
Parents (RM300)
That entire amount arithmetically sums up to RM2000 a month and that is basically what you pay every month as a young and not so stylish bachelor..the basic salary for a fresh graduate would be around this figure and imagine going to work everyday just to pay for all the stuff without having to think about the cigarette, parking, movies, coffee bean and new wardrobe yet. It is terrifying, but not much you can do apart from saying yes to the credit card (the killer of financial freedom). My advice to the recently graduated youngsters, be sensible and set your priority straight so that you wouldn’t be in the same mess like the one before you.
Car Loan (RM500)
Food on the table (RM450)
Petrol (RM250)
Parents (RM300)
That entire amount arithmetically sums up to RM2000 a month and that is basically what you pay every month as a young and not so stylish bachelor..the basic salary for a fresh graduate would be around this figure and imagine going to work everyday just to pay for all the stuff without having to think about the cigarette, parking, movies, coffee bean and new wardrobe yet. It is terrifying, but not much you can do apart from saying yes to the credit card (the killer of financial freedom). My advice to the recently graduated youngsters, be sensible and set your priority straight so that you wouldn’t be in the same mess like the one before you.
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